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Page 19 of 37 Home Loans

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Fixed Rate Mortgages - Westpac Premier Advantage 4 Years Fixed Option Home Loans $250k to $500k - Refinancing Consolidation

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
6.79%	6.92%	$0	$1,628

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
Redraw features on this 6.79% fixed rate from Westpac allow you to withdraw money from the loan. No arrangement fee. MORE INFO >

Edit: Update

Fixed Rate Mortgages - BankWest Fixed 2 Year Option - Interest In Advance - Refinancing Consolidation

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
6.29%	6.93%	$0	$1,546

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
2 year fixed rate of 6.29%. To apply you need a deposit of 5 and you can borrow up to $749,999. No establishment fee charged by BankWest. MORE INFO >

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Fixed Rate Mortgages - Citibank 6 Month Fixed Rate - Refinancing Consolidation

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
6.85%	6.93%	$0	$1,638

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
Additional repayment features on a fixed 6.85%, 20 year rate from Citibank. Borrow a maximum of $4,000,000. MORE INFO >

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Fixed Rate Mortgages - NAB Tailored Home Loan - 1 year fixed - Refinancing Consolidation

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
5.89%	6.93%	$0	$1,481

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
Additional repayment features on a fixed 5.89%, 1 year rate from NAB. MORE INFO >

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Fixed Rate Mortgages - Resi Smart Pro Plus (95% LVR) 4 Year Fixed <50% - Refinancing Consolidation

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
6.90%	6.93%	$0	$1,647

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
Redraw features on this 6.9% fixed rate from Resi allow you to withdraw money from the loan. No charge for switching. MORE INFO >

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Fixed Rate Mortgages - ANZ Fixed 2 year Yearly Interest In Advance - Refinancing Consolidation

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
5.99%	6.94%	$600	$1,497

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
Low 5.99% fixed rate from ANZ with maximum 90% LVR. Includes feature to consolidate other loans/debt into this mortgage. MORE INFO >

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Fixed Rate Mortgages - BankWest Fixed 2 Year Option - Refinancing Consolidation

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
6.39%	6.94%	$0	$1,562

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
Fee free credit card with this loan. BankWest are offering this fixed rate of 6.39% for 2 years. In order to apply you must have a minimum deposit of <100-lvr)% of the value of property you wish to purchase. The maximum amount you can MORE INFO >

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Variable Rate Mortgages - Citibank Mortgage Plus Standard Variable (LVR 70% - 80%) - Refinancing Consolidation

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
6.59%	6.94%	$0	$1,595

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
This variable home loan charges 6.59 over a maximum loan term of 30 years. There is no arrangement fee. MORE INFO >

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Fixed Rate Mortgages - NAB Tailored Home Loan - 4 years fixed - Refinancing Consolidation

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
6.69%	6.94%	$0	$1,612

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
4 year fixed rate of 6.69%. To apply you need a deposit of 5%. MORE INFO >

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Fixed Rate Mortgages - NAB Tailored Home Loan - Interest Only In Arrears - 1 year fixed - Refinancing Consolidation

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
5.99%	6.94%	$0	$1,497

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
$ Switching fee! 1 year fixed rate of 5.99%. To apply you need a deposit of 5%. MORE INFO >

Edit: Update

Fixed Rate Mortgages - Resi Smart Pro Plus 5 Year Fixed >50% - Refinancing Consolidation

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
7.07%	6.94%	$0	$1,675

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
A low fixed interest rate of just 7.07% for a year period. A maximum of 90% of the property value can be borrowed. Deposit of 10% is required to be eligable. MORE INFO >

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Low Doc Mortgages - Westpac Premier Advantage 1 Year Fixed Option Home Loans - Low Doc $250k to $500k - Refinancing Consolidation

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
5.99%	6.94%	$355	$1,497

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
A low fixed interest rate of just 5.99% for a year period. A maximum of 80% of the property value can be borrowed meaning you must have a minimum deposit of 20%. MORE INFO >

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Line of Credit Mortgages - Westpac Premier Advantage Equity Access $250k to $500k - Refinancing Consolidation

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
6.54%	6.94%	$0	$1,587

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
This variable home loan charges 6.54% over a maximum loan term of 30 years. There is no arrangement fee. MORE INFO >

Edit: Update

Fixed Rate Mortgages - BankWest Fixed 5 Year Option - Refinancing Consolidation

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
6.74%	6.95%	$0	$1,620

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
A low fixed interest rate of just 6.74% for a year period. A maximum of 95% of the property value can be borrowed meaning you must have a minimum deposit of 5%. MORE INFO >