Saving Australian's everyday. Search and compare 738 mortgages. Updated daily.

Mortgage Rates Online

Rates Online understands how daunting it can be to make a decision on which mortgage provider to go with. Below we have provided a comprehensive overview of major mortgage policies that include details of mortgage rates, application fees, and repayment amounts based on your requirements. Make sure you get the best mortgage rate in Australia on your home loan.

Edit: Update

Variable Rate Mortgages - AMP Essential Home Loan

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
6.10%	6.12%	$350	$1,515

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
Includes a free valuation (subject to conditions). If you have a deposit of 10%, AMP will loan up to $850,000 on a variable rate of 6.1%. MORE INFO >

Edit: Update

Variable Rate Mortgages - BankWest Premium Select (LVR < 75%)

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
6.13%	6.13%	$0	$1,520

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
BankWest are offering this 6.13% variable rate home loan for those with a minimum deposit of 25%. MORE INFO >

Edit: Update

Variable Rate Mortgages - BankWest Premium Select (Offset) (LVR < 75%)

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
6.13%	6.15%	$0	$1,520

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
6.13% variable rate from BankWest. Borrow up to $749,999 with a deposit of 25%. MORE INFO >

Edit: Update

Variable Rate Mortgages - Liberty Financial Liberty Sharp Full Doc

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
6.19%	6.19%	$0	$1,530

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
6.19% variable rate from Liberty Financial. Borrow up to $500,000 with a deposit of 5%. MORE INFO >

Edit: Update

Basic Mortgages - Citibank Basic Variable

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
6.22%	6.22%	$0	$1,534

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
6.22% rate from Citibank available for those with a minimum deposit of 30%. MORE INFO >

Edit: Update

Variable Rate Mortgages - Australian First Mortgage Complete Option Variable Limited Time Offer

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
6.23%	6.23%	$0	$1,536

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
Got a deposit of 25%? Australian First Mortgage will lend up to $2,000,000 for those who do at a 6.23% variable rate. MORE INFO >

Edit: Update

Variable Rate Mortgages - BankWest Premium Select (LVR > 75%)

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
6.23%	6.23%	$0	$1,536

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
Borrow up to 95% of the property value with this 6.23% variable rate loan from BankWest. MORE INFO >

Edit: Update

Variable Rate Mortgages - BankWest Premium Select (Offset) (LVR > 75%)

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
6.23%	6.25%	$0	$1,536

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
This variable home loan charges 6.23% over a maximum loan term of 30 years. There is no arrangement fee. MORE INFO >

Edit: Update

Variable Rate Mortgages - Illawarra Bank Beater Home Loan

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
6.07%	6.25%	$345	$1,510

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
Yes - Free, unlimited additional repayments MORE INFO >

Edit: Update

Variable Rate Mortgages - Illawarra Bank Beater 95% Plus Home Loan

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
6.26%	6.26%	$0	$1,541

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
Yes - Free, unlimited additional repayments MORE INFO >

Edit: Update

Basic Mortgages - AMP Basic Variable

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
6.27%	6.29%	$350	$1,543

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
Got a deposit of 10%? AMP will lend up to $850,000 for those who do at a 6.27% variable rate. MORE INFO >

Edit: Update

Variable Rate Mortgages - Home Loans Ltd Homeloans Ultra (<75% LVR, >$200k)

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
6.27%	6.29%	$0	$1,543

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
Variable rate of 6.27% with no establishment fees. MORE INFO >

Edit: Update

Fixed Rate Mortgages - ING DIRECT Fixed 3 Year Interest In Advance

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
5.89%	6.29%	$0	$1,481

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
Annual repayments are available for this 5.89% mortgage from ING DIRECT. Rate fixed for 3 years and maximuim loan amount is $750,000. MORE INFO >

Edit: Update

Fixed Rate Mortgages - ING DIRECT Fixed 3 Year Interest In Advance (VIC/NSW/QLD)

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
5.89%	6.29%	$0	$1,481

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
5.89% available only for those with a minimum deposit of 20%. Fixed for 3 years. MORE INFO >

Edit: Update

Fixed Rate Mortgages - ING DIRECT Fixed 2 Year Interest In Advance

Interest Rate	Comparison Rate	Application Fee	Monthly Repayment Est.
5.69%	6.30%	$0	$1,449

Offset
Redraw
Nill Ongoing Fees
Fortnightly Repayments

Our Opinion:
Annual repayments are available for this 5.69% mortgage from ING DIRECT. Rate fixed for 2 years and maximuim loan amount is $750,000. MORE INFO >