Statistics show that Self Managed Superannuation Funds (SMSFs) have a significantly lower participation rate in life insurance and income protection insurance schemes held within the superannuation environment than those in standard super funds. Given that we all need these types of insurance, is this low participation rate something to worry about? How can you ensure [...]
Life Insurance from 13-21: Your Questions Answered
The teenage years are generally spent believing that you will never die, no matter what happens, than planning for that eventuality. If you can find a teenager that will pay for their own life insurance, I will take them as either a scientific experiment or a good candidate for psychotherapy! However, the teen years can [...]
Australia’s Top 4 Real Value Life Insurance Policies For Young Professionals
When you’re sorting through life insurance policies, as when you’re making any other major purchasing decision, it can be difficult to sort through the marketing to get to the real benefits of a policy. If you’re a young professional then a family may be looming around the corner….and life insurance will soon be a necessity! [...]
90% of Life Insurance Buyers Wish They Had Known These 6 Things
There are some simple checklist items that new life insurance customers always kick themselves for missing and vow never to forget in the future! Here’s 6 things your ‘future self’ might advise you about if you’re thinking of taking up a life insurance policy
Where you live can affect your lifespan
A new report from the federal government has highlighted the impact that housing location and lifestyle can have on a person's life expectancy. The State of Australian Cities 2011 report…
Choosing a ‘no medical’ life insurance policy
Contrary to popular belief, a medical exam is not always required as part of the process to take out life insurance. However, consumers should note that such policies – commonly referred to as…
Super policy amendments effects life insurance coverage
The government's plan to implement automatic consolidation of superannuation accounts may affect the life insurance policies of many Australians. According to last year's Cooper Review,…
Preventable conditions still posing risk to Australians
A number of preventable conditions – such as diabetes and heart disease – are continuing to plague the Australian population, despite overall decreases in frequency. Research from the Australian…
Life insurance awareness month raises key issues
The eighth anniversary of Life Insurance Awareness Month brings with it a pertinent reminder of the importance of planning when it comes to personal and family finances. Non-profit group LIFE…
Investing in yourself the best option
Market volatility continued today in Australia and on the global stage, with stocks falls lead by a drop in the price of gold. Global economic uncertainty has the ability to impact on Australian…




