If you rely on a wage to live, income protection insurance can help cover your costs and protect your lifestyle in the event of a sickness or injury. Income protection insurance, also called salary continuance or disability insurance, replaces your lost income if you were to become unable to work due to injury or illness. [...]
New Motivations to Combine Your Debt
What is Debt Consolidation? When two or more loans are combined into one with the aim of reducing monthly or weekly repayment amounts. Debt consolidation is also known as loan consolidation. Reasons to Consolidate In the past, people who were experiencing financial hardship have found it beneficial to roll all their loans into one.
Looking for a mortgage but don’t know where to start
Choosing a home loan that suits your needs takes some time. Just like searching for a new home, home loan shopping involves time researching and investigating all the options. Start Early Gill McLean from moneyQuest suggests starting your mortgage shopping early. Before you start going to open for inspections and property auctions, it’s advisable to [...]
What is Trauma insurance?
Trauma (also called critical illness) cover provides a lump sum payment if you’re diagnosed with a specified ‘trauma’ condition. The types of conditions covered by trauma cover may include: heart attack multiple sclerosis motor neurone disease major organ transplant severe burns cancers dementia stroke paralysis other major illnesses or injuries that will impact a person’s [...]
Welcome Beat Home Loans to ratesonline.com.au
Ratesonline.com.au welcomes Beat Home Loans. It’s great to have smaller lenders, like Beat providing information about their loans. Consumers now have more to choose from.
Understanding fixed rate home loans
The interest rate attached to your home loan or mortgage determines what your home loan costs you each month. Fluctuations in interest rates, even minor ones, can effect what you repay over the lifetime of a loan. It’s no wonder so much news is dedicated to interest rate updates, analysis and predictions.
New Year, new ways to protecting your lifestyle.
The New Year provides most people one small luxury – extra time at home. Whether you just have one day off or you are enjoying an extended summer break, consider using some of your free time towards assessing your insurance needs. Begin by asking yourself… Do I have life insurance? If yes, is my current [...]
Going Green Is Easy With The Right Home Loan
It was a long time coming, but it seems local consumers are finally heeding expert advice to care for the environment and are now taking steps to boost their green credentials. And while a range of vendors spruik the latest sustainable products, it can be hard for the average homeowner or business leader to make [...]
New Year, new ways to save money
The New Year provides most people one small luxury – extra time at home. Whether you have one day off or are enjoying an extended summer break, consider using some of your free time towards assessing the health of your financial future. Start the New Year with a financial health check:…
Non-bank reduces its 2 year fixed home loan rate
Happy New Year to all!It’s great to see increased competition early in the year. This could be the start of the non-banks to battle for increased market share giving you greater options with your home loan… Read more




