Resources: Insurance
- How a Job Change or Promotion Can Affect Your Income Protection Insurance
Hypothetical Scenario One: A promotion at work. Congratulations! You're moving up in the world and taking on more responsibility at work. Most likely, your promotion has also increased your salary.......
- How an unexpected pay increase can change your life
Often knowledge and experience in the work force is rewarded with a pay increase. Raises in your monthly pay packet can impact your life positively in many ways. But, did you know that you could be......
- Life Insurance inside or outside of super
Life Insurance inside superannuation Do you feel complacent about life insurance (also known as death cover) because you feel that your superannuation covers your life insurance needs? While it's......
- More About Income Protection
If you rely on a wage to live, income protection insurance can help cover your costs and protect your lifestyle in the event of a sickness or injury. Income protection insurance, also called salary......
- What You Should Know About Group Income Protection Insurance
Businesses typically protect their computers, equipment, machinery and buildings with insurance but tend to overlook their most valuable assets - their workforce. "Group income protection......
- How Losing Weight and Improved Health Can Save You Money
Have your lost weight or improved your health since you purchased or reviewed your life insurance? "There are hundreds of health related issue that can affect life, income protection and trauma......
- The Four Main Types of Life Insurance
Did you know there are four main types of life insurance? 1. Life insurance (death cover) In the event of your death, life insurance pays a lump......
- What is Trauma insurance
Trauma (also called critical illness) cover provides a lump sum payment if you're diagnosed with a specified ‘trauma' condition. The types of conditions covered by trauma cover may include: ......
- New Year, new ways to protecting your lifestyle
The New Year provides most people one small luxury - extra time at home. Whether you just have one day off or you are enjoying an extended summer break, consider using some of your free time towards......
- Income Protection Waiting Periods
A ‘waiting period' is part of every income protection insurance policy in Australia. It refers to the length of time the accident or sickness has to keep you off work before the ......
- The Role of an Insurance Advisor
The insurance advisory industry is heavily regulated protecting consumers with a complete and open policy with full disclosure. Australians overall are under insured and it is essential......
- Is Your Business Properly Insured
Most business owners don't think about the importance of insuring their business partners or even themselves in the event of sickness or death. Most business owners don't think about the importance......
- Ensuring income continuity
Income protection means you can receive up to 75 per cent of your income, in the event of not being able to work due to illness or injury. And the good news is that it in most cases, it is 100......
- Life Insurance
What is it? Life/ Death cover is an insurance cover that makes a lump sum payment to your family if you were to die or be diagnosed with a terminal illness. Why do you need it? Death cover......
- Trauma
What is it? Trauma cover provides a lump sum payment if you're diagnosed with a specified ‘trauma' condition. The types of conditions that trauma cover will cover you for include heart......
- Total and Permanent Disability (TPD)
What is it? TPD insurance cover provides a lump sum payment if you became totally and permanently disabled. Why do you need it? What would happen to you and your family if you were to become......
- Income Protection
What is it? If you had a "machine" in your back yard producing you $70,000 a year, would you insure this machine just in case it breaks down? Income Protection, also known as salary......
- The Myths of Life Insurance
#1 It's bundled in with my super . Unfortunately whilst this is true in a lot of cases the average level of cover......
- Insurance Glossary
Accidental Death Means a visible and external event that was unexpected and unintended which caused the injury and death of the person. Agreed Value The Insured Monthly Benefit is......
Rates Online - insurance policy, quotes and rates
Ratesonline.com.au hosts Australia’s most comprehensive insurance comparison website.We can assist you to compare life insurance, income protection, trauma insurance, TPD insurance options to you from a range of companies including, Zurich insurance, ING insurance, AIG insurance, AMP insurance, tower insurance, MLC insurance, Aviva Insurance and Asteron insurance.
Ratesonline.com.au provides information on a wide range of products and services available within the banking and finance sector. Make your choice on insurance, trauma insurance, life insurance, TPD insurance, income protection, and Zurich insurance, ING insurance, AIG insurance, AMP insurance, tower insurance, MLC insurance, Aviva Insurance and Asteron insurance.
Ratesonline is not licensed to provide financial advice but we can provide you with factual information. If you require more help, we can refer you to a professional adviser who can help you find the best solution for your needs.
We understand that choosing the right insurance is an important but difficult and time consuming exercise. Our strategic partner, Moneyquest Insurance Services, also recognises this and can guide you in the right direction to find the insurance cover and rate that best meets your needs. They can help you find the best insurance including the best income protection and best life insurance, to better protect your family, your assets and your lifestyle.
Although every effort is made to ensure that the product information is current and correct this general information should only be used as a guide because it may not be complete for your purposes. You should confirm the information with the provider before you act on the information shown on this site. . Ratesonline is not licensed to provide financial advice but we can provide you with factual information. If you require more help, we can refer you to a professional adviser who can help you find the best solution for your needs.
